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USDC (USDC)

$0.9999
+0.01% 1h -0.01% 24h
⚠ Cached
L $1.00 24H range H $1.00
Market cap$73.23B
24h Volume$12.95B
Dominance3.21%
Circulating73.24B USDC
Max supply
All-time high$1.04
Compare Convert
1Y trend

USDC key statistics

As of July 7, 2026, USDC (USDC) is trading at $0.9999, down +0.01% over the past 24 hours. It ranks #5 by market cap, currently $73.23B, with $12.95B traded in the last 24 hours. Circulating supply is 73.24B USDC.

Volume / mkt cap

0.177

From all-time high

-4.18%

USDC price chart

Daily closes · 27 minutes ago

Price history from Binance daily closes (USDC/USDT) – hover for the date and price. Each window shows only real data; nothing is padded.

Trading volume · 90 days (USDC) Up day Down day Avg 1.73B USDC

USDC (USDC) price prediction

Neutral regime
24h 7d 30d 90d 1y 2027 2028 2030
Horizon Days Bear Base Bull Base vs now
24 hours 1 $1.01 $1.01 $1.01 +0.8%
7 days 7 $1.01 $1.01 $1.01 +0.7%
30 days 30 $1.01 $1.01 $1.02 +1.3%
90 days 90 $1.00 $1.00 $1.01 +0.5%
1 year 365 $0.9819 $0.9904 $0.9991 -0.9%
End of 2027 541 $0.9746 $0.9849 $0.9953 -1.5%
End of 2028 907 $0.9981 $1.01 $1.03 +1.2%
End of 2030 1,637 $0.9971 $1.02 $1.03 +1.6%

Model-based scenarios. Not financial advice. Updated 29 minutes ago.

How we forecast →

Model inputs: 221 days of price history · realized volatility 0.02%/day.

What is USDC (USDC)?

USD Coin (USDC) is a US dollar-pegged stablecoin issued by Circle, a US-based financial technology company regulated as a money services business. It was originally launched in 2018 through the Centre Consortium, a joint venture between Circle and Coinbase that set technical and reserve standards for the token. Coinbase dissolved its formal involvement in the Centre Consortium in 2023, leaving Circle as the sole issuer, though the two companies remain commercial partners. Each USDC token is designed to be redeemable one-for-one for one US dollar.

Circle backs USDC primarily with cash and short-duration US Treasury securities held in segregated accounts at regulated US financial institutions, including custodians such as Bank of New York Mellon. It publishes monthly attestations from Grant Thornton confirming the reserve balances, making it one of the more transparent stablecoins in terms of regular third-party confirmation. This regulatory posture and reserve transparency have made USDC a preferred stablecoin for institutional users, DeFi protocols that want a compliant dollar asset, and applications in cross-border payments.

USDC runs on many blockchains, including Ethereum, Solana, Base, Arbitrum, Avalanche and others. Its integration into Coinbase's consumer products and the Base layer-2 chain has given it particular prominence in the US retail market. In March 2023, when Silicon Valley Bank failed and US regulators moved in over a weekend, a portion of Circle's reserves was held at SVB. USDC briefly fell as low as approximately $0.87 on secondary markets before recovering after it became clear the reserves would be made whole. The episode illustrated that even a well-managed stablecoin with transparent reserves carries bank counterparty risk.

A peg is a target, not a guarantee. Holding USDC exposes the holder to Circle's issuer risk, the solvency of the banks holding its reserves, and smart-contract risk on whichever chain the tokens are stored. The prediction model on this page is not meaningful for USDC in the same way as for volatile assets. This page is information only and is not financial advice; always do your own research.

Written and reviewed by the TheWeal editorial team.

USDC analysis

Technicals · levels · performance · valuation · history

Technical analysisDaily · updated 12 hours ago

Sell
7 buy2 neutral9 sell
Trading above its 200-day SMARSI (14): 4514-day volatility: 0%Green days: 17/30
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OscillatorsNeutral
RSI (14) 45.2 Neutral
Stochastic %K 13.4 Buy
CCI (20) -91.1 Neutral
Williams %R -86.6 Buy
MACD (12,26,9) -0 Sell
Momentum (10) -0 Sell
Moving averagesSell
SMA 10 $1.00 Sell
EMA 10 $1.00 Sell
SMA 20 $1.00 Sell
EMA 20 $1.00 Sell
SMA 30 $1.00 Sell
EMA 30 $1.00 Sell
SMA 50 $1.00 Sell
EMA 50 $1.00 Buy
SMA 100 $1.00 Buy
EMA 100 $1.00 Buy
SMA 200 $1.00 Buy
EMA 200 $1.00 Buy
45.2
RSI (14)Neutral0 oversold · 50 neutral · 100 overbought

A technical reading from 261 days of real Binance closes – moving averages and oscillators only. It describes recent price behaviour and is not a price prediction and not investment advice.

Support & resistanceDaily pivot levels

Pivot $1.00 +0.08%
Resistance
R1 $1.00 +0.10%
R2 $1.00 +0.11%
R3 $1.00 +0.13%
Support
S1 $1.00 +0.07%
S2 $1.00 +0.05%
S3 $1.00 +0.04%

Classic pivot levels computed from the most recent daily candle (high, low, close). Reference levels only – not investment advice.

PerformanceReturn over each window

24H -0.01%
7D +0.02%
30D +0.06%
90D +0.09%
1Y +0.10%

ValuationWhere price sits today · from real history

Drawdown from all-time high · 401 daysNow -0.11% · worst -0.25%

Percentage below the running peak close (0% = a fresh all-time high). Real Binance daily closes.

Mayer Multiple 1.00

Price vs 200-day average

UndervaluedFair valueOvervalued
From all-time high -4.18%

Distance below the record price

Far belowAt cycle highAt ATH
52-week range 43%

Where price sits in its yearly range

52w lowMid-range52w high
RSI (14) 45.2

14-day price momentum

OversoldNeutralOverbought

Cycle & valuation gauges computed from real daily closes (Binance). Educational context only – not investment advice.

Correlationsvs top coins · 120-day daily returns

Pearson correlation of daily returns over the last ~120 days (−1 inverse · 0 none · +1 lockstep). From real Binance closes.

Price historyMonthly returns & daily OHLC

Monthly returns · last 12 months

Each bar is that calendar month’s price change (first close to last), from real Binance daily closes.

DateOpenHighLowCloseVolumeChange
Jul 7, 2026 $1.00 $1.00 $1.00 $1.00 488.91M USDC +0.03%
Jul 6, 2026 $1.00 $1.00 $1.00 $1.00 1.87B USDC -0.02%
Jul 5, 2026 $1.00 $1.00 $1.00 $1.00 731.24M USDC +0.00%
Jul 4, 2026 $1.00 $1.00 $1.00 $1.00 878.46M USDC -0.01%
Jul 3, 2026 $1.00 $1.00 $1.00 $1.00 1.36B USDC -0.02%
Jul 2, 2026 $1.00 $1.00 $1.00 $1.00 1.88B USDC +0.02%
Jul 1, 2026 $1.00 $1.00 $1.00 $1.00 2.19B USDC -0.04%
Jun 30, 2026 $1.00 $1.00 $1.00 $1.00 2.45B USDC +0.01%
Jun 29, 2026 $1.00 $1.00 $1.00 $1.00 2.69B USDC -0.01%
Jun 28, 2026 $1.00 $1.00 $1.00 $1.00 767.63M USDC +0.00%
Jun 27, 2026 $1.00 $1.00 $1.00 $1.00 688.63M USDC +0.01%
Jun 26, 2026 $1.00 $1.00 $1.00 $1.00 2.52B USDC -0.01%
Jun 25, 2026 $1.00 $1.00 $1.00 $1.00 2.38B USDC -0.01%
Jun 24, 2026 $1.00 $1.00 $1.00 $1.00 1.85B USDC +0.03%

Daily open/high/low/close and base-asset volume from Binance (USDC/USDT). Change is close vs open.

Where to buy USDC (USDC)

Affiliate disclosure: some links below may be partner links. If you open an account through them, TheWeal may earn a commission at no extra cost to you. This never affects which exchanges we list or what we write. See our affiliate disclosure. Nothing here is financial advice – do your own research.

Always confirm an exchange operates legally in your country and supports USDC before signing up. Crypto is volatile and largely unregulated; never invest more than you can afford to lose.

How to store USDC

USDC can be held on a regulated exchange or in a self-custody wallet on the chain where you hold it (Ethereum, Solana, Base, etc.). For large balances a hardware wallet reduces custody risk. Holding USDC in self-custody still exposes you to Circle's issuer risk and the reserve banks.

Your recovery phrase is the master backup for any self-custody wallet — store it offline and never share it. This is general information, not financial advice.

Latest USDC news

All USDC news →

USDC (USDC) FAQ

Is USDC safe to hold?

We don't give investment recommendations. USDC carries counterparty risk to Circle and its banking partners, plus smart-contract risk. A peg is a target, not a guarantee. Do your own research.

How is USDC backed?

Circle claims to hold reserves in cash and short-duration US Treasury securities in regulated US bank accounts. Monthly attestations from an independent accounting firm are published on Circle's website.

What happened when USDC depegged in 2023?

When Silicon Valley Bank failed in March 2023, part of Circle's reserves were held there. USDC briefly traded below $1 on secondary markets before recovering after US regulators intervened. The peg was restored, but the episode illustrated that even regulated stablecoins carry bank counterparty risk.

Where can I use USDC?

USDC is supported on most major exchanges and DeFi protocols and is one of the most widely integrated stablecoins for payments and settlement.

Can USDC lose its peg?

Yes. While USDC has maintained its peg through most market conditions, any stablecoin can depeg. Reserve quality, issuer solvency and market confidence all play a role. Never hold more than you can afford to lose in any stablecoin.

Is USDC the same as USDT?

Both target a $1 peg but they are issued by different companies with different reserve compositions and regulatory profiles. Circle (USDC) publishes attestations from a named accounting firm; Tether (USDT) has historically been less transparent. Both carry their own risks.

Disclaimer: Market data for USDC is provided by CoinGecko and Binance and may be delayed. Price predictions on this page are model-based scenarios, not a forecast and not financial advice. Nothing here is a recommendation to buy, sell or hold any asset. Cryptocurrencies are highly volatile and you could lose your entire investment – always do your own research and consider speaking with a licensed financial adviser.